Business Finance Manager
indiagold
Accounting & Finance
Posted on Oct 8, 2024
About Us
indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.
Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are – lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.
We are rapidly growing team passionate about solving massive challenges around financial well-being.
We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.
Job Description
- Develop and maintain financial models to support business planning and decision-making processes.
- Conduct variance analysis and provide insights on financial performance against budgets and forecasts.
- Prepare comprehensive financial reports and presentations for the management team and investors.
- Lead the annual budgeting process, working closely with department heads to finalize and align financial plans with business goals.
- Monitor budget adherence and identify opportunities for cost optimization.
- Oversee the preparation of monthly, quarterly, and annual financial statements.
- Coordinate with external and internal auditors for annual audits and address audit findings.
- Support the evaluation of new business opportunities, investments, and partnerships from a financial perspective.
- Collaborate with senior leadership to develop and implement financial strategies aligned with company objectives.
- Analyze financial risks and recommend mitigation strategies to safeguard the company’s assets and profitability.
- Ensure adherence to all relevant financial regulations and laws in the fintech/lending industry.
- Keep abreast of changes in financial regulations and implement necessary changes in the company's policies and procedures.
- Serve as a financial liaison to internal and external stakeholders, providing clear and concise financial data and insights.
- Assist in preparing materials for investor meetings and strategic discussions.
- Mentor and develop a small finance team, fostering a culture of continuous improvement and high performance.
- Promote collaboration and knowledge sharing across departments to enhance overall business performance.
Requirements
Qualifications:
- Essential: Chartered Accountant (CA) is a must.
- Minimum of 3-4 years of experience in financial management, preferably within the fintech or lending industry.
- Strong analytical, financial modeling, and forecasting skills.
- Excellent communication and interpersonal skills, with the ability to present complex financial information clearly.
Preferred:
- Additional qualifications such as CFA or MBA will be an advantage.
- Experience in startup environments or early-stage companies is a plus.
- Familiarity with financial software and tools (e.g., Excel, ERP systems) and understanding of financial regulations in India.
Benefits
- Equity options
- Competitive salary
- Full Medical Insurance for employee and dependents
- On-time Salary
- Job Stability - 0 Employees Laid Off due to Covid
- Tremendous Growth Opportunity
- Discounted Cult Membership
- Opportunity to work in a fast-paced, innovative environment with a strong growth trajectory.
- A collaborative culture that encourages professional development and creative thinking.
- Flexibility in work arrangements and a focus on work-life balance.
